Dairy Daze...and Now Beyond

In a previous post....a couple of years ago in fact, I grouched about our insurance carrier. Since then we have changed policies and things have gone along without incident. Until yesterday, that is. Yesterday at approx 3:30 PM, while I was trying to fry chicken, mash potatoes and stir the gravy all at the same time, the phone rang. The timing in and of itself is very annoying. The lady said she was from our insurance company and that we had not paid since April. Hmmm... I distinctly remember writing the checks. I told her so. She said she'd look into it and get back to us. When she called back hubby answered. She advised him there'd been a mistake. So hubby asks: "Oh, so our account is OK?" Lady: "Oh, I don't know, you are under a group policy, I only handle individual policies. You will have to call the people who do handle group policies." (Say what?) Hubby: "Do you have the number?" Lady rattles it off. Hubby: "So why don...

For those of you who are self-employed I am sure you can relate to the whole insurance headache. My husband has a second part time job which insures us, but when our baby was born 7 months ago we decided to get her coverage from a different source. Then, since it worked so well, we decided to get it for me as well. Here is the abbreviated story on how THAT has gone: The fun began in June of this year. When he talked to the agent on phone to get a quote he, my Dear Husband, made me 2 inches taller than I am and got a quote for the Premium plan which was $236 p/mo. When I filled out the form I put my real height. Well, the agent calls back a couple days later and says when he turned the application in they had to adjust it because I am four pounds too fat for my height (well, he didn't say that, but that's what it comes down to; 4 lousy pounds) to qualify for the low rate Premium plan, and to keep it would be $262 p/ mo. DH didn't want that rate so he called in and said we wa...